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Networking with people you admire isn’t about saying the perfect thing. It’s about being clear on why you’re reaching out and making the interaction feel easy to respond to.

As networking expert Michelle Tillis Lederman explains, most people get stuck because they don’t define their purpose. When you know what you want from the interaction, your message becomes more natural and more effective.

Start simple. Lead with appreciation, be specific about what resonated, and don’t ask for anything upfront. That’s how real connections begin.

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Credit card debt can feel all-consuming. For many of us, it’s what that knot of fear and anxiety that lives in the pits of our stomachs—and comes to life in the dead of night when we’re trying to sleep—is made of.

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When you’re job-hunting, making room to practice for an interview can easily fall by the wayside. We’re already busy updating our resumes and checking them not once or twice, but what seems like a gazillion times, only to still have a friend point out an embarrassing typo.

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They say that career mistakes make for great learning experiences. But let’s face it: while they may be educational, those blunders are never fun.

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